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Personal Finance Planner

Budget Planner Printable | Personal Finance Tracker | Monthly Budget Spreadsheet | Expense Tracker | Debt Payoff | Savings Goal

$19.99

๐Ÿ’ฐ TAKE CONTROL OF YOUR MONEY TODAY!

Stop wondering where your money goes! This comprehensive Personal Finance Planner gives you everything you need to budget, save, and build wealth - all in one beautiful, easy-to-use printable.

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ“ฆ WHAT'S INCLUDED (40+ PAGES):

โœ… FINANCIAL GOALS SECTION

- Top 3 goals worksheet

- Target amounts & deadlines

- Monthly savings calculator

- Motivation journaling space

โœ… ANNUAL OVERVIEW

- 12-month income tracker

- 12-month expense summary

- Yearly savings at a glance

- Progress checkboxes

โœ… MONTHLY BUDGET PAGES (x12)

- Income tracking (4 sources)

- 21 expense categories with emojis

- Budgeted vs. Actual columns

- Monthly summary calculator

- One page for EVERY month!

โœ… DAILY EXPENSE TRACKER

- Date, description, category, amount

- 50+ tracking lines

- Running totals

- Never lose track of spending!

โœ… SAVINGS GOALS TRACKER

- 5 savings goal templates

- Goal amount & current savings

- Target date tracking

- Visual progress bar (10%-100%)

- Pre-labeled: Emergency Fund, Vacation, Car, House, Other

โœ… DEBT PAYOFF PLANNER

- Track up to 8 debts

- Balance, APR, minimum payment

- Payoff date calculator

- Avalanche vs. Snowball strategy guide

โœ… BILL PAYMENT CALENDAR

- 16 common bills pre-listed

- Due date tracking

- Auto-pay indicator

- Payment confirmation checkbox

- Monthly total calculator

โœ… NET WORTH TRACKER

- Assets section (7 categories)

- Liabilities section (7 categories)

- Net worth calculator

- Watch your wealth grow!

โœ… BONUS: FINANCIAL TIPS

- The 50/30/20 budgeting rule

- Emergency fund guidelines

- 7 money-saving tips

- 4 debt payoff strategies

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐ŸŽฏ PERFECT FOR:

- Anyone wanting to get out of debt

- People saving for big goals

- Couples managing shared finances

- College students learning money skills

- Anyone living paycheck to paycheck

- People who've tried budgeting apps but prefer paper

- New Year financial reset

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ’ต EXPENSE CATEGORIES INCLUDED:

๐Ÿ  Rent/Mortgage

๐Ÿ”Œ Utilities

๐Ÿ“ฑ Phone & Internet

๐Ÿš— Car Payment & Gas

๐Ÿฅ Health Insurance

๐Ÿ’Š Medical/Pharmacy

๐Ÿ›’ Groceries

๐Ÿ• Dining Out

๐Ÿ“บ Subscriptions

๐Ÿ‘• Clothing

๐Ÿ’‡ Personal Care

๐ŸŽฌ Entertainment

๐ŸŽ“ Education

๐Ÿ’ณ Credit Cards

๐Ÿ’ฐ Savings

๐ŸŽ Gifts

๐Ÿ• Pet Expenses

๐Ÿ‹๏ธ Gym/Fitness

๐Ÿ“ฆ And more!

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

โœจ WHY THIS PLANNER WORKS:

โ†’ Clean, minimal design - not overwhelming

โ†’ All-in-one solution - no need for multiple planners

โ†’ 21 expense categories - nothing falls through cracks

โ†’ Visual progress tracking - stay motivated

โ†’ Printable OR fillable - use your way

โ†’ US Letter (8.5x11) + A4 compatible

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ“ YOU'LL RECEIVE:

- 1 DOCX file (editable in Word/Google Docs)

- 40+ professionally designed pages

- Instant digital download

- Lifetime access

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐Ÿ–จ๏ธ HOW TO USE:

1. Download instantly after purchase

2. Open in Microsoft Word or Google Docs

3. Print at home or print shop

4. Start tracking your money!

Pro tip: Print the monthly budget pages 12x (one per month) or keep it digital on your tablet!

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

๐ŸŽ GREAT GIFT FOR:

- Graduation gift for college students

- New homeowners

- Newlyweds starting their financial journey

- Anyone starting fresh financially

- New Year gift

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

โญ START YOUR FINANCIAL JOURNEY TODAY

Every millionaire started with a budget. Your future self will thank you!

Questions? Message us anytime - we respond within 24 hours.

Thank you for visiting Shopy 101! ๐Ÿ’ฐ

ยฉ 2025 Shopy 101 | www.shopy101.com

โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”โ”

Note: This is a DIGITAL DOWNLOAD. No physical product will be shipped.